Risk
facility risk rate
Turkish: kredi tesisi risk orani
English Definition
A risk premium or margin applied to a specific credit facility to reflect the level of risk associated with that particular lending arrangement. It incorporates factors such as collateral quality, borrower creditworthiness, facility structure, and tenor. The facility risk rate is used in internal risk-adjusted pricing models to ensure adequate return for the risk undertaken.
Türkçe Tanım
Belirli bir kredi tesisine iliskin risk duzeyini yansitmak icin uygulanan risk primi veya marjidir. Teminat kalitesi, borclunun kredibilitesi, tesis yapisi ve vade gibi faktorleri icerir. Dahili riske gore duzeltilmis fiyatlama modellerinde, ustlenilen riske karsilik yeterli getiri saglanmasi amaciyla kullanilir.