Finance
financial risk management
Turkish: finansal risk yonetimi
English Definition
The systematic process of identifying, assessing, and mitigating risks that could adversely affect an organisation's financial performance and position. Key risk categories include credit risk, market risk, liquidity risk, operational risk, and foreign exchange risk. Effective financial risk management employs hedging instruments, diversification strategies, internal controls, and risk transfer mechanisms such as insurance and guarantees.
Türkçe Tanım
Bir kurulusun finansal performansini ve durumunu olumsuz etkileyebilecek risklerin sistematik olarak tanimlanmasi, degerlendirilmesi ve azaltilmasi surecidir. Temel risk kategorileri kredi riski, piyasa riski, likidite riski, operasyonel risk ve doviz riskini icerir. Etkin finansal risk yonetimi riskten korunma araclari, cesitlendirme stratejileri, ic kontroller ile sigorta ve garantiler gibi risk transfer mekanizmalarini kullanir.