Finans

faktor

İngilizce: factor

Türkçe Tanım

Isletmelerin alacak hesaplarini iskontolu olarak satin alarak tahsilat riskini ustlenen ve karsiliginda aninda nakit akisi saglayan finansal aracidir. Ekonomide ayni terim, toprak, isgucu veya sermaye gibi uretim surecinde kullanilan herhangi bir girdiyi de ifade eder. Faktoring hizmetleri ticaret finansmaninda isletme sermayesi dongusunu hizlandirmak icin yaygin olarak kullanilir.

English Definition

A financial intermediary that purchases accounts receivable from businesses at a discount, providing immediate cash flow in exchange for assuming collection risk. In economics, the term also refers to any input used in the production process, such as land, labour, or capital. Factoring services are widely used in trade finance to accelerate working capital cycles.