Bankacılık
batik banka
İngilizce: failed bank
Türkçe Tanım
Mudilerine ve alacaklilarina karsi yukumluluklerini artik karsilayamadigi icin duzenleyici otoritesi tarafindan kapatilan bir bankacilik kurulusudur. Cozumleme sureci genellikle mevduat sigortasi odemeleri, varlik tasfiyesi veya faaliyetlerin saglikli bir devralan kuruma transferini icerir. Batik bankalar ilgili mevduat sigorta veya cozumleme otoritesi tarafindan kayyumliga alinir.
English Definition
A banking institution that has been closed by its regulatory authority because it can no longer meet its obligations to depositors and creditors. The resolution process typically involves deposit insurance payouts, asset liquidation, or transfer of operations to a healthy acquiring institution. Failed banks are placed under receivership by the relevant deposit insurance or resolution authority.