Bankacılık
batmakta olan banka
İngilizce: failing bank
Türkçe Tanım
Ciddi mali sikinti icinde olan ve iflas riski tasimakla birlikte henuz duzenleyiciler tarafindan resmen kapatilmamis bir bankadir. Duzenleyici otoriteler sistemik bulasmayi onlemek icin acil likidite destegi, zorunlu birlesme veya yeniden yapilandirma onlemleriyle mudahale edebilir. Batmakta olan ve batik banka ayrimi, cozumleme mekanizmalarinin devreye girmesi acisindan kritik oneme sahiptir.
English Definition
A bank that is in severe financial distress and at imminent risk of insolvency but has not yet been formally closed by regulators. Regulatory authorities may intervene with emergency liquidity support, forced mergers, or restructuring measures to prevent systemic contagion. The distinction between a failing and a failed bank is critical for triggering resolution mechanisms.