Finans
ucrete dayali hizmet
İngilizce: fee-based service
Türkçe Tanım
Karsiliginda faiz marji veya urun fiyatlamasina gomulu komisyonlar yerine sabit veya degisken ucret alinan finansal veya profesyonel hizmettir. Bankaciliktaki ucrete dayali hizmetler arasinda danismanlik, saklama, nakit yonetimi ve varlik yonetimi yer alir. Ucrete dayali gelir modellerine yonelim, gelir kaynaklarini cesitlendirme ve faiz orani farklarina bagimliligI azaltma cabalarini yansitir.
English Definition
A financial or professional service for which compensation is charged as a fixed or variable fee rather than through interest margins or commissions embedded in product pricing. Fee-based services in banking include advisory, custody, cash management, and wealth management. The shift towards fee-based revenue models reflects efforts to diversify income sources and reduce dependence on interest rate spreads.