Sigorta
sadakat sigortasi
İngilizce: fidelity insurance
Türkçe Tanım
Bir isvereni, calisanlarin zimmete para gecirme, hirsizlik veya sahtecilik gibi duerustluge aykiri veya hileli eylemlerinden kaynaklanan mali kayiplara karsi koruyan bir sigorta policesidir. Sadakat teminati olarak da bilinen bu sigorta, calisan suistimalinden kaynaklanan dogrudan parasal kayiplari kapsar. Proje finansmani ve fon yonetiminde guvenlik paketinin parcasi olarak genellikle kredi verenler ve yatirimcilar tarafindan talep edilir.
English Definition
An insurance policy that protects an employer against financial losses caused by dishonest or fraudulent acts committed by employees, such as embezzlement, theft, or forgery. Also known as a fidelity bond, it covers direct monetary losses resulting from employee misconduct. Fidelity insurance is commonly required by lenders and investors as part of the security package in project finance and fund management.