Kurumsal
finansman sirketi
İngilizce: finance company
Türkçe Tanım
Bireysel ve kurumsal musterilere kredi ve finansman imkanlari saglayan, genellikle tuketici kredisi, ekipman finansmani veya faktoring alaninda uzmanlasmis banka disi finansal kurulustur. Bankalardan farkli olarak genellikle mevduat kabul etmez ve faaliyetlerini sermaye piyasasi borlanmasi veya ana sirket destegi ile finanse eder. Geleneksel bankalarin aktif olarak katilmadigi kredi piyasasi bosluklerini doldurur.
English Definition
A non-bank financial institution that provides loans and credit facilities to individuals and businesses, typically specialising in consumer lending, equipment financing, or factoring. Unlike banks, finance companies generally do not accept deposits and fund their operations through capital markets borrowing or parent company support. They fill gaps in credit markets where traditional banks may not actively participate.