Finans
finansman kurulusu
İngilizce: finance house
Türkçe Tanım
Temel olarak tuketici daynikli mallari ve isletme ekipmanlari icin taksitli satis, taksitli kredi ve kiralama imkanlari saglamada uzmanlasmis finansal kurulustur. Finansman kuruluslari genellikle toptan para piyasalarindan borc alir ve daha yuksek perakende oranlarla kredi vererek faiz farkindian gelir elde eder. Finansal hizmetler duzenlemeleri kapsaminda ancak ticari bankalardan farkli lisans gereklilikleriyle faaliyet gosterir.
English Definition
A financial institution that specialises in providing hire purchase, instalment credit, and leasing facilities, primarily for consumer durables and business equipment. Finance houses typically borrow in wholesale money markets and lend at higher retail rates, earning income from the interest rate spread. They operate under financial services regulations but with different licensing requirements from commercial banks.