Kredi
finansman kredisi
İngilizce: finance loan
Türkçe Tanım
Belirli ticaret islemlerine veya emtia hareketlerine bagli kredilerden farkli olarak, genel finansman amaciyla bir finansal kurulusun borclya sagladigi kredi tesisidir. Finansman kredileri teminatsiz veya teminatli olabilir ve isletme sermayesi ihtiyaclarini karsilamak, sermaye harcamalarini finanse etmek veya mevcut yukumlulukleri yeniden yapilandirmak icin kullanilir. Kosullari faiz orani, vade, geri odeme takvimi ve gecerli taahhutleri icerir.
English Definition
A credit facility extended by a financial institution to a borrower for general financing purposes, as distinguished from loans tied to specific trade transactions or commodity movements. Finance loans may be unsecured or secured by collateral and are used to meet working capital needs, fund capital expenditures, or refinance existing obligations. Terms include interest rate, maturity, repayment schedule, and applicable covenants.