Kurumsal
finansman sirketi
İngilizce: financing company
Türkçe Tanım
Temel isi genellikle geleneksel bankalarin yeterince hizmet vermadigi alanlarda bireylere, isletmelere veya projelere kredi veya sermaye saglamak olan ozellestirilmis kurulustur. Finansman sirketleri tuketici kredisi, ekipman kiralama, ticaret finansmani veya proje gelistirme uzerine yogunlasabilir. Genellikle kendi fonlamasini sermaye piyasalari, banka kredi hatlari veya kurumsal yatirimcilar araciligiyla saglar ve faiz geliri, ucretler ve fon maliyeti ile kredi verme oranlari arasindaki fark yoluyla gelir elde eder.
English Definition
A specialised entity whose primary business is providing credit or capital to individuals, businesses, or projects, often in areas underserved by traditional banks. Financing companies may focus on consumer lending, equipment leasing, trade finance, or project development. They typically raise their own funding through capital markets, bank lines, or institutional investors, and generate revenue through interest income, fees, and spread between their cost of funds and lending rates.