Finans
finansman urunu
İngilizce: financing product
Türkçe Tanım
Bir finansal kurulusun borc alanlarin veya yatirimcilarin belirli fonlama ihtiyaclarini karsilamak icin tasarladigi standartlastirilmis veya ozellestirilmis finansal tekliftir. Finansman urunleri geleneksel vadeli krediler ve rotatif kredi tesislerinden proje finansmani tesisleri, ihracat kredi hatlari ve yapilandirilmis ticaret finansmani cozumleri gibi ozellestirilmis tekliflere kadar uzanir. Vade, fiyatlandirma, amortisman profili ve teminat gereksinimleri dahil urun ozellikleri hedef pazar segmentlerine gore uyarlanir.
English Definition
A standardised or customised financial offering designed by a financial institution to address specific funding needs of borrowers or investors. Financing products range from conventional term loans and revolving credit facilities to specialised offerings such as project finance facilities, export credit lines, and structured trade finance solutions. Product features including tenor, pricing, amortisation profile, and security requirements are tailored to target market segments.