Finans

teminat zoraki satisi

İngilizce: forced sale of collateral

Türkçe Tanım

Borclunun temerrude dusmesi uzerine kredi veren veya mahkeme tarafindan atanan otorite tarafindan rehine koyulmus varliklarin odenmemis kredi bakiyesini karsilamak icin zorunlu olarak elden cikarilmasidir. Satis geliri boraa mahsup edilir, varsa fazlalik borcluya iade edilir ve acik kalan tutar teminatsiz alacak olarak kalir. Teminatin zoraki satisi, teminat sozlesmesi hukumleri ve yururlukteki icra mevzuati tarafindan duzenlenir.

English Definition

The compulsory disposal of pledged assets by a lender or court-appointed authority following a borrower's default, to recover the outstanding loan balance. The sale proceeds are applied to the debt, with any surplus returned to the borrower and any shortfall remaining as an unsecured claim. Forced sale of collateral is governed by the terms of the security agreement and applicable enforcement legislation.