Finans
ipotek paraya cevirme
İngilizce: foreclosure
Türkçe Tanım
Borclunun geri odeme yukumluluklerini karsilayamamasi durumunda kredi verenin teminat olarak gosterilen bir mulk veya varligi el koyarak satmasina iliskin hukuki surecdir. Ipotek paraya cevirme borclunun geri alma hakkini sona erdirir ve mulkiyeti ipotek satisindaki aliciya devreder. Surec yargi alanlarina gore onemli olcude farklilik gosterir ve yargisal islemler, acik artirma veya kanuni satis yetkisi prosedurlerini icerebilir.
English Definition
The legal process by which a lender seizes and sells a property or asset pledged as collateral when the borrower fails to meet repayment obligations. Foreclosure extinguishes the borrower's right of redemption and transfers ownership to the purchaser at the foreclosure sale. The process varies significantly across jurisdictions and may involve judicial proceedings, public auctions, or statutory power of sale procedures.