Kredi
affedilebilir kredi
İngilizce: forgivable loan
Türkçe Tanım
Borclunun belirli bir bolgede faaliyetlerini surdurme, asgari istihdam yaratma veya belirlenmmis performans hedeflerine ulasma gibi belirtilen kosullari karsilamasi halinde kismen veya tamamen affedilen kredidir. Affedilebilir krediler hukumetler ve kalkinma ajanslari tarafindan yaygin olarak ekonomik kalkinma tesviiki olarak kullanilir. Basarili uyum saglandiginda borc geri odemesinin disiplinini hibe benzeri destegin esnekligiyle birlestirir.
English Definition
A loan that is partially or wholly forgiven if the borrower meets specified conditions, such as maintaining operations in a designated area, creating a minimum number of jobs, or achieving defined performance targets. Forgivable loans are commonly used as economic development incentives by governments and development agencies. They combine the discipline of debt repayment with the flexibility of grant-like support upon successful compliance.