Bankacılık
Giro Bankası
İngilizce: giro bank
Türkçe Tanım
Çek veya kıymetli evrak kullanmaksızın hesap sahipleri arasında kredi transferlerini kolaylaştıran giro tabanlı ödeme transfer hizmetleri sunmada uzmanlaşmış finansal kurum. Tarihsel olarak Avrupa ülkelerinde posta idareleri ve kamu tasarruf kuruluşları tarafından basit ve düşük maliyetli bankacılık hizmetleri sunmak amacıyla kurulmuştur.
English Definition
A financial institution that specialises in providing giro-based payment transfer services, facilitating credit transfers between account holders without the use of cheques or negotiable instruments. Historically, giro banks were established by postal authorities and public savings institutions in European countries to serve mass-market customers with simple, low-cost banking services. Modern giro banks have evolved into full-service financial institutions while retaining their core competency in efficient payment processing infrastructure.