Finans
Dayanikli mallar
İngilizce: hard goods
Türkçe Tanım
Makine, arac, beyaz esya ve ekipman gibi uzun faydali omre sahip dayanikli tuketici veya endustriyel urunlerdir. Dis ticaret finansmaninda dayanikli mallar, yuksek birim degerleri ve uzun amortisman sureler nedeniyle yumusak mallardan veya sarf malzemelerinden ayirt edilir. Dayanikli mallarin finansman duzenlemeleri genellikle varliga dayali kredi, kiralama veya ihracat kredi kurulusu garantilerini icerir.
English Definition
Durable consumer or industrial products that have a long useful life, such as machinery, vehicles, appliances, and equipment. In trade finance, hard goods are distinguished from soft goods or consumables because of their higher unit value and longer depreciation schedules. Financing arrangements for hard goods often involve asset-backed lending, leasing, or export credit agency guarantees.