Kredi
Sert doviz kredisi
İngilizce: hard loan
Türkçe Tanım
Sert doviz cinsinden kullandirilan ve ayni para biriminde geri odenmesi gereken, borcalinin gelirleri yerel para biriminde ise doviz kuru riskine maruz birakan bir kredi turudur. Sert doviz kredileri genellikle imtiyazli kosullar icermeyen piyasa faiz oranlari tasir. Ticari bankalar ve uluslararasi finans kuruluslari tarafindan sert doviz geliri ureten projelere yaygin olarak kullandirilir.
English Definition
A loan denominated in a hard currency that must be repaid in the same currency, exposing the borrower to foreign exchange risk if their revenues are in local currency. Hard loans typically carry market-based interest rates without concessional terms. They are commonly extended by commercial banks and international financial institutions for projects generating hard-currency revenues.