Sigorta
Tehlikeli risk sigortasi
İngilizce: hazardous insurance
Türkçe Tanım
Kimyasal isleme, nukleer tesisler ve acik deniz enerji operasyonlari dahil olmak uzere tehlikeli malzemeler, faaliyetler veya ortamlarla iliskili riskler icin ozel olarak tasarlanmis sigorta kapsamidir. Tehlikeli risk sigortasi primleri, olasi kayiplarin yuksek olasiligini ve siddetini yansitir. Sigortacilar genellikle bu tur policeleri duzenlemeden once ayrintili risk degerlendirmeleri, cevresel etki calismalari ve uyumluluk sertifikalari talep eder.
English Definition
Insurance coverage specifically designed for risks associated with hazardous materials, activities, or environments, including chemical processing, nuclear facilities, and offshore energy operations. Premiums for hazardous insurance reflect the elevated probability and severity of potential losses. Underwriters typically require detailed risk assessments, environmental impact studies, and compliance certifications before issuing such policies.