Bankacılık
Perakende banka
İngilizce: high street bank
Türkçe Tanım
Kapsamli sube agiyla genel halka hizmet veren, mevduat hesaplari, bireysel krediler, ipotek ve temel finansal hizmetler sunan buyuk bir perakende bankadir. Terim, onde gelen bankalarin ana ticari caddelerde sube bulundurdugu Ingiliz bankacilik gelenegi kaynakildir. Perakende bankalar, genis tuketici odakli yapilanmalari ve mevduatla finanse edilen is modelleri ile yatirim bankalari, ozel bankalar ve uzman kredi kuruluslarnidan ayirt edilir.
English Definition
A major retail bank with an extensive branch network serving the general public, offering deposit accounts, personal loans, mortgages, and basic financial services. The term originates from British banking tradition, where prominent banks maintained branches on main commercial streets. High street banks are distinguished from investment banks, private banks, and specialist lenders by their broad consumer orientation and deposit-funded business model.