Kredi
Yuksek imtiyazli kredi
İngilizce: highly concessionary loan
Türkçe Tanım
Genellikle piyasa altinda faiz oranlari, uzatilmis odemesiz donemler ve uzun vade surerleri ile mevcut piyasa kosullarindan onemli olcude daha avantajli sartlarda kullandirilan bir kredidir. Yuksek imtiyazli krediler, dusuk gelirli ulkelerdeki kalkinma hedeflerini desteklemek icin cok tarafli kalkinma bankalari, iki tarafli yardim kuruluslari ve devlet programlari tarafindan saglanir. Bu tur kredilerin hibe unsuru genellikle nominal degerin yuzde 50'sini asar.
English Definition
A loan extended on terms significantly more favourable than prevailing market conditions, typically featuring below-market interest rates, extended grace periods, and long repayment tenors. Highly concessionary loans are provided by multilateral development banks, bilateral aid agencies, and government programmes to support development objectives in low-income countries. The grant element of such loans often exceeds 50 percent of face value.