Finans
Taksitli satin alma
İngilizce: hire-purchase
Türkçe Tanım
Mallarin duzenli taksit odemeleri yoluyla edinilmesini saglayan ve mulkiyetin aliciya yalnizca tum planlanmis odemelerin tamamlanmasi uzerine gecen bir finansman duzenlemesidir. Mallar odeme donemi boyunca finansman saglayicisi icin teminat gorevi gorur. Taksitli satin alma, hem tuketici hem de ticari baglamlarda araclar, ekipman ve makine icin yaygin olarak kullanilir ve dogrudan satin alma veya kiralamaya bir alternatif sunar.
English Definition
A financing arrangement enabling the acquisition of goods through regular instalment payments, with ownership transferring to the buyer only upon completion of all scheduled payments. The goods serve as collateral for the financing provider during the payment period. Hire-purchase is widely used for vehicles, equipment, and machinery in both consumer and commercial contexts, offering an alternative to outright purchase or leasing.