Kredi
Taksitli satin alma kredisi
İngilizce: hire purchase loan
Türkçe Tanım
Kredi verenin mallarin edinimi icin fon kullandirdigi ve borcalinin belirli bir sure boyunca sabit taksitlerle geri odedigi taksitli satin alma islemlerini finanse etmek icin ozel olarak yapilandirilmis bir kredi tesisidir. Finanse edilen mallar, geri odeme tamamlanana kadar kredi icin teminat gorevi gorur. Taksitli satin alma kredileri genellikle sabit faiz oranlari tasir ve arac ve ekipman finansmaninda yaygin olarak kullanilir.
English Definition
A credit facility specifically structured to finance hire-purchase transactions, where the lender advances funds for the acquisition of goods and the borrower repays through fixed instalments over an agreed period. The financed goods serve as security for the loan until full repayment is completed. Hire purchase loans typically carry fixed interest rates and are commonly used for vehicle and equipment financing.