Kredi
Ipotekli borc
İngilizce: hypothecary debt
Türkçe Tanım
Borcalinin tasinaraz veya tasinir mulku uzerindeki ipotek veya benzer bir rehinle teminat altina alinmis borc yukumlulugudur. Borcun ipotekli nitteligi, alacakliya temerrut durumunda teminatsiz alacaklilara gore oncelik ve rehinli varlik uzerinde paraya cevirme hakki tanir. Proje ve gayrimenkul finansmaninda ipotekli borc yapilari, kredi verenlere kredi riskini azaltan ve uygun kredi kosullarini destekleyen teminata dayali koruma saglar.
English Definition
A debt obligation that is secured by a hypothec, mortgage, or similar charge over real or movable property of the debtor. The hypothecary nature of the debt gives the creditor priority over unsecured creditors in the event of default and the right to foreclose on the pledged asset. In project and real estate finance, hypothecary debt structures provide lenders with collateral-based protection that reduces credit risk and supports favourable lending terms.