Bankacılık
hanehalklarinin harcanmamis satin alma gucu (tasarruf mevduati)
İngilizce: unspent purchasing power of households (savings deposits)
Türkçe Tanım
Hanehalklarinin harcanmamis satin alma gucu, hanehalkinin tuketilmemis gelirinin finansal kuruluslardaki tasarruf mevduatlarinda tutulan kismini ifade eder. Bu olcut, tuketici tasarruf davranisi, yurt ici tasarruf oranlari ve gelecekteki potansiyel tuketim kapasitesinin oenemli bir goestergesi olarak hizmet eder. Merkez bankalari ve politika yapicilar, makroekonomik kosullari degerlendirmek ve bankacilik sistemindeki likiditeyi olcmek icin bu toplami izlerler.
English Definition
Unspent purchasing power of households represents the portion of household income that has not been consumed and is held in savings deposits at financial institutions. This metric serves as an important indicator of consumer savings behaviour, domestic savings rates, and potential future consumption capacity. Central banks and policymakers monitor this aggregate to assess macroeconomic conditions and gauge the liquidity available in the banking system.