Kredi
birinci siradan alacakli
İngilizce: unsubordinated creditor
Türkçe Tanım
Birinci siradan alacakli, alacagi sermaye yapisinda ust duzeyde yer alan ve herhangi bir talien duzenlemeye tabi olmayan taraftir. Borcalinin iflas durumunda, birinci siradan alacaklilar talien ve alt siradan alacaklilardan oence odeme alirlar. Bu kidemlilik statusu, genellikle dusuk kredi risk profilini yansitarak birinci derece borc enstrumanlari icin daha duesuk getiri ile sonuclanir.
English Definition
An unsubordinated creditor is a party whose claim ranks at the senior level within the capital structure, not subject to any subordination arrangement. In the event of the debtor's insolvency, unsubordinated creditors receive payment ahead of subordinated and junior creditors. This seniority status typically results in lower yields for unsubordinated debt instruments, reflecting their reduced credit risk profile.