Finans
tefecilik
İngilizce: usury
Türkçe Tanım
Tefecilik, gecerli yasal sinirlar veya dini yasaklar tarafindan tanimlanan sekilde krediler veya kredi tesisleri uzerinde asiri yuksek veya yasadisi faiz oranlari uygulamasidir. Tefecilik yasalari, borcalilari yirtici kredi uygulamalarindan korumak ve izin verilen azami faiz orani tavanlarini belirlemek icin bircoek yargi cevresinde mevcuttur. Proje finansmani ve sinir otesi kredi kullaniminda taraflar, kredi soezlesmelerinin uygulanamaz hale gelmesini ve potansiyel cezai yaptirimlarli oenlemek icin ilgili tefecilik yasalarina uyumu saglamalidir.
English Definition
Usury is the practice of charging excessively high or unlawful interest rates on loans or credit facilities, as defined by applicable statutory limits or religious prohibitions. Usury laws exist in many jurisdictions to protect borrowers from predatory lending practices and to establish maximum permissible interest rate ceilings. In project finance and cross-border lending, parties must ensure compliance with relevant usury statutes to avoid unenforceability of loan agreements and potential criminal penalties.